Introduktion:
Komplet oversigt over de Action Codes der findes samt en kort beskrivelse af fejlen PBS sender tilbage.
(!*!) Kontakt PBS på Telefon +45 44 68 44 68 / Email: info@pbsint.dk for yderligere informationer omkring denne action code.
Nedenstående er blot en kopi af PBS's actioncodes, med tilføjelse at kommentarer ud fra erfaringer gjort af Conviator.
The Action Codes used are taken from ISO 8583 v.1.
This chapter list descriptions and interpretation of the most common used Action Codes whit an explanation on why a given Action Code is used. Other Action Codes can be used, and non-mentioned Action Codes must be considered as a "decline",
PBS defines some of the below mentioned Action Codes in the ISO 8583 interval for "National Use".
PBS Action Code
|
Action Code
|
Action Code text (for merchant use only)
|
Action Code text (for use against Cardholder)
|
Merchant Action
|
|
000
|
Approved
|
Approved
|
Transaktionen er gennemført / hævet
|
|
001
|
Honour with identification
|
Decline
|
!*!
|
|
002
|
Approved for partial amount
|
Partly Approved
|
Delvist godkendt -
!*!
|
|
060
|
Approved
|
Approved
|
Transaktionen er godkendt
|
|
061
|
Approved
|
Approved
|
Transaktionen er godkendt
|
|
063
|
Approved
|
Approved
|
|
|
100
|
Do not honour
|
Decline
|
!*! - der er typisk ikke dækning på kortet
|
|
101
|
Expired Card
|
Decline/Expired Card
|
!*! - Kort udløbet
|
|
102
|
Suspected Fraud
|
Decline
|
!*! - mistænkt for svindel
|
|
103
|
Card acceptor contact acquirer
|
Decline
|
!*!
|
|
104
|
Restricted card
|
Decline
|
!*!
|
|
105
|
Card Acceptor call Acquirers security department
|
Decline
|
!*!
|
|
106
|
Allowable pin tries exceeded
|
Decline
|
!*!
|
|
107
|
Refer to card issuer
|
Decline
|
!*!
|
|
108
|
Refer to card issuer – special conditions
|
Decline
|
!*!
|
|
109
|
Invalid merchant
|
Decline
|
Der er oplyst forkert forretningsnummer, ved fremsendelse af kortbetaling for godkendelse hos PBS. Typisk fordi forretningsnummeret ikke findes på betalingserver eller hos PBS.
|
|
110
|
Invalid amount
|
Decline/Amount Error
|
Kontrollér beløb indeholder gyldige tegn mv.
|
|
111
|
Invalid card number
|
Decline
|
Kortet findes ikke. Kontrollér de 4x4 tal på forsiden af kortet er korrekte.
|
PBS noter:
| 1 |
In essence this transaction is approved, but it is not possible to ask for more identification such as a drivers licence on the internet. |
| 2 |
Please Notice: Internet authorization through PBS will be regarded as originating from Denmark. Even though the cardholder has an "international Credit Card", some of these Cards can not be used outside the issuing country, and therefore the issuer sometimes decline the transaction, and most commonly with this Action Code. |
| 3 |
The basic meaning of the Action Code is that the card Issuer should be contacted. It is PBSs experience that Action Code 107 is used as a true decline from Issuers outside Denmark, and that authorization can't be granted, even though the card issuer is contacted. If transactions are Internet based, and the cardholder initiates the authorization transaction real-time, the Action Code doesn't give any meaning |
|
Action Code
|
Action Code text (for merchant use only)
|
Action Code text (for use against Cardholder)
|
Merchant Action
|
|
112
|
Pin data required
|
Decline
|
Pinkode er påkrævet - se evt. 3D secure
|
|
113
|
Unacceptable fee
|
Decline
|
!*!
|
|
114
|
No account of type requested
|
Decline
|
!*!
|
|
115
|
Requested function not supported
|
Decline
|
!*!
|
|
116
|
Not sufficient funds
|
Decline
|
Der er ikke penge på kortet - vent evt. til senere med at hæve beløbet eller:
!*!
|
|
117
|
Incorrect pin
|
Decline
|
Pinkode fejl.
|
|
118
|
No card record
|
Decline
|
Betyder typisk kortet er spærret, kunden har fået nyt kort, eller kortet er helt udgået.
!*!
|
|
119
|
Transaction not permitted to cardholder
|
Decline/Invalid Transaction
|
!*!
|
|
120
|
Transaction not permitted to terminal
|
Decline/Invalid Transaction
|
Vedkommende merchant number er muligvis ikke tilmeldt som internet konto !*!
|
|
121
|
Exceeds withdrawal amount limit
|
Decline
|
Det er ikke muligt at opjustere beløbet til mere end original værdi
|
|
122
|
Security violation
|
Decline
|
!*!
|
|
123
|
Exceeds withdrawal frequency limit
|
Decline
|
!*!
|
|
124
|
Violation of law (missing cvc in post)
|
Decline
|
Kontroller felt for kontrolcifre
|
|
125
|
Card not effective
|
Decline
|
!*!
|
|
126
|
Invalid pin block
|
Decline
|
!*!
|
|
127
|
Pin length error
|
Decline
|
!*!
|
|
128
|
Pin key synch error
|
Decline
|
!*!
|
|
129
|
Suspected counterfeit card
|
Decline
|
!*!
|
|
160
|
Invalid date
|
Decline
|
Kontrollér udløbsdato
|
|
161
|
Allowable number of pin tries exceeded
|
Decline
|
Kortet er spærret pt. Kontakt evt. banken for at få det låst op
|
|
162
|
Unable to locate previous message
|
Decline
|
!*!
|
|
164
|
Card entry found, below low range
|
Decline
|
!*!
|
|
165
|
Pan length not according to table
|
Decline
|
!*!
|
|
167
|
Match on previous transaction not allowed
|
Decline
|
!*!
|
|
200
|
Do not honour
|
Decline
|
!*!
Seneste info fra PBS:
kortet er spærret og man skal inddrage det.
|
|
201
|
Expired card
|
Decline/Expired Card
|
Kortet er udløbet
!*!
|
|
202
|
Suspected fraud
|
Decline
|
!*!
|
| 4 |
Three terminal Categories are defined in the Card business:
- EFTPOS (Electronic Founds Terminal Point Of Service): Physical Terminal installed in a store, operated by merchant.
- ATM (Automatic Teller Machine): Cash machine, Cardholder activated
- NOTA ("paper based)": All transaction where the card number is not read automatically is related to this category. This includes mail-order, phone-order and internet transaction.
Some Cards can only be used in a subset of the terminal Categories. |
|
Action Code
|
Action Code text (for merchant use only)
|
Action Code text (for use against Cardholder)
|
Merchant Action
|
|
203
|
Card acceptor contact acquirer
|
Decline
|
!*!
|
|
204
|
Restricted card
|
Decline
|
!*!
|
|
205
|
Card acceptor call acquires security department
|
Decline
|
!*!
|
|
206
|
Allowable pin tries exceeded
|
Decline
|
!*!
|
|
207
|
Special conditions
|
Decline
|
!*!
|
|
208
|
Lost cards
|
Decline
|
!*!
|
|
209
|
Stolen card
|
Decline
|
!*!
|
|
210
|
Suspected counterfeit card
|
Decline
|
!*!
|
|
900
|
Advice acknowledged, no financial liability accepted.
|
Approved
|
!*!
|
|
901
|
Advice acknowledged, financial liability accepted.
|
Approved
|
!*!
|
|
902
|
Invalid transaction
|
Decline/Invalid Transaction
|
!*!
|
|
903
|
Re-enter transaction
|
Decline
|
!*!
|
|
904
|
Format error
|
Decline/ System Error
|
!*!
|
|
905
|
Acquirer not supported by switch
|
Decline/System Error
|
!*!
|
|
906
|
Cut over in process
|
No Reply
|
Re-submit
|
|
907
|
Card issuer or switch inoperative
|
No Reply
|
Re-submit
|
|
908
|
Transaction destination cannot find routing
|
Decline
|
|
|
909
|
System malfunction
|
Decline/ System Error
|
!*!
|
|
910
|
Card issuer signed off
|
No Reply
|
Re-submit
|
|
911
|
Card issuer timed out
|
No Reply
|
Re-submit
|
|
912
|
Card issuer unavailable
|
No Reply
|
Re-submit
|
|
913
|
Duplicate transmission
|
Decline/ System Error
|
!*!
|
|
914
|
Not able to trace back to original POS
|
Decline
|
!*!
|
|
915
|
Reconciliation cut over or checkpoint error
|
No Reply
|
Re-submit
|
|
916
|
MAC incorrect
|
Decline/System Error
|
!*!
|
|
917
|
MAC key sync error
|
Decline/System Error
|
!*!
|
|
918
|
No communication keys available
|
Decline/System Error
|
!*!
|
|
919
|
Encryption key error
|
Decline/System Error
|
!*!
|
|
|
Security software/hardware error – try again
|
System Error
|
Re-submit
|
|
Action Code
|
Action Code text (for merchant use only)
|
Action Code text (for use against Cardholder)
|
Merchant Action
|
|
921
|
Security software/hardware error – no action
|
System Error
|
Re-submit
|
|
922
|
Message number out of sequence
|
System Error
|
!*!
|
|
923
|
Request in progress
|
System Error
|
Re-submit
|
|
945
|
KIR (PBS host) timeout
|
No Reply
|
Re-submit
|
|
946
|
PGW timeout
|
No Reply
|
Re-submit
|
|
950
|
Violation of business arrangement
|
Decline/ System Error
|
!*!
|
|
984
|
No valid conversion for a field
|
Decline/ System Error
|
!*! Typisk har kunden indtastet forkert CardCVC værdig (Kontrolciffer)
|
PGW Response codes
|
PSIP header error codes
|
PSIP header error codes text (for merchant use only)
|
|
000
|
OK
|
|
400
|
Bad Request
|
|
500
|
Internal server error on PGW
|
|
501
|
Not implemented
|
|
503
|
Service unavalible
|
In essence this transaction is approved, but it is not possible to ask for more identification such as a drivers licence on the internet.
Please Notice: Internet authorization through PBS will be regarded as originating from Denmark. Even though the cardholder has an "international Credit Card", some of these Cards can not be used outside the issuing country, and therefore the issuer sometimes decline the transaction, and most commonly with this Action Code.
The basic meaning of the Action Code is that the card Issuer should be contacted. It is PBSs experience that Action Code 107 is used as a true decline from Issuers outside Denmark, and that authorization can't be granted, even though the card issuer is contacted. If transactions are Internet based, and the cardholder initiates the authorization transaction real-time, the Action Code doesn't give any meaning
Three terminal Categories are defined in the Card business:
- EFTPOS (Electronic Founds Terminal Point Of Service): Physical Terminal installed in a store, operated by merchant.
- ATM (Automatic Teller Machine): Cash machine, Cardholder activated
- NOTA ("paper based)": All transaction where the card number is not read automatically is related to this category. This includes mail-order, phone-order and internet transaction.
Some Cards can only be used in a subset of the terminal Categories.